Insurance Bad Faith Attorneys in Colorado Springs and the Denver area
Has your insurance company treated you unfairly in delaying or denying your claim?
When you make a claim with your insurance carrier, you deserve to have your claim properly and promptly addressed. Colorado’s insurance laws exist to protect you – the insured – from unfair treatment. However, insurance laws are complex and constantly changing, requiring a deep understanding of how insurance companies function within that legal framework. For example, it is extremely important to know that insurance policies require that you cooperate with your carrier and provide it with information it is requesting. Confronting insurance carriers alone can be extremely difficult, and it is understandably frustrating to receive denial letters after you have paid premiums to the company month after month (and for some, over the course of many years). Whether it’s your claim for property damage or because you were involved in an accident, your insurance company is supposed to treat your claim fairly.
Specifically, Colorado law imposes on the company, duties including:
- Giving your interests equal consideration to the company’s own interests
- Investigating your claim promptly and thoroughly
- Proactively investigating all of your damages
- Keeping accurate notes about investigations performed on your claim
- Keeping you advised of what coverages are available to you and communicating with you consistently about what is going on with your claim
- Paying benefits promptly for damages with which the company agrees
The reality is that insurance carriers sometimes fail to fulfill these duties, and the consequences can be maddening and devastating to you – the insured. For example, an insurer’s failure to pay for medical expenses can result in you having to stop treatment, being charged interest, being sent to collections or having your credit irreparably harmed. If any of these has happened to you because of your insurance company’s refusal to pay benefits, you may be entitled to additional damages. Colorado law, for example, states that an insurance company that delays or denies benefits to its insured must pay two times the benefits, attorney fees and costs.
Our firm has the determination and resources to help you face insurance companies – to keep them honest and to hold them accountable when they treat you and your claim unreasonably or in bad faith. We do not dabble in different areas of the law. Since 1989, our firm has focused exclusively on personal injury law, which means that our lawyers have the knowledge, experience and expertise to provide you with excellent and zealous representation. Our firm is proudly, a DIFFERENT KIND OF LAW FIRM. We will communicate with you so that you are never in the dark about your case. From the first consultation, you will meet with a lawyer about your case. From our first meeting to settlement or trial, you can be assured that you will have open and honest advice from us. We will pursue your claim with dignity and integrity – because all you really want is to be compensated for what you are going through, no more but no less.