(719) 888-3720

Insurance Bad Faith Lawyer

U.S. Department of Labor - Health Plans and Benefits: Detailed information about health plans governed by the Employee Retirement Income Security Act (ERISA), including participant rights and fiduciary responsibilities. It offers resources for both consumers and employers to help them understand and comply with health benefits laws, and it details protections such as continuity of coverage under COBRA and special provisions under the Public Health Service Act. In a wrongful death case, this site could be beneficial for understanding the health coverage aspects that may affect the deceased’s medical care and potential issues of compliance or negligence related to employer-provided health benefits.

Bad Faith Insurance Attorney Colorado Springs

Insurance companies are in business to make money. Everyone you talk to deals with serious injury and wrongful death claims every day. This puts you at a disadvantage. In the wake of a serious or fatal injury, even your own insurance carrier is not on your side. The focus of the insurance company is to gather all available information with the primary goal of defending your claim, reducing liability, and limiting payout. 

From the first phone call notifying an insurance company of a claim, a professional team will be assigned, composed of professionals who handle such claims every day. The more serious your claim, the more experienced and senior will be the assigned team members against you. 

To insurance companies, it’s just business. For victims, it can literally be a matter of life and death. 

The Colorado Springs injury lawyers at Pribila and Fields PC believe anyone dealing with a serious personal injury or wrongful death claim, or fighting an insurance company that is acting in bad faith, deserves immediate access to experienced legal help. We know it’s often the only way to fight such an imbalance of power.  

Fighting an Insurance Claim

Colorado law also recognizes victims are at a significant disadvantage, and so has imposed legal obligations on insurance companies doing business in the state. But, while victims have legal rights, it is up to them to assert their rights at each stage of the process. 

Specifically, Colorado law imposes on insurance companies certain duties, including:

  • Giving your interests equal consideration to the company’s own interests.
  • Investigating your claim promptly and thoroughly.
  • Proactively investigating all of your damages.
  • Keeping accurate notes about investigations performed on your claim.
  • Keeping you advised of what coverages are available to you and communicating with you consistently about what is going on with your claim.
  • Paying benefits promptly for damages with which the company agrees.

The law penalizes insurance companies that act in bad faith, allowing victims to collect additional compensation when it can be shown an insurance company did not work with a victim in good faith. Colorado law permits victims to collect two times the benefits, plus attorney fees and costs, when it can be proven that an insurance company acted in bad faith.

However, the more complex and expensive a claim, and the more serious the injuries and liability, the harder an insurer will work to limit its liability. When an insurance company’s actions move over the line into bad faith, the company must be held accountable.

Bad-Faith Insurance Claims in Colorado Springs

The challenge in presenting such claims is to show the insurance company crossed the line between best business practices by acting in an unethical manner to reduce costs and limit liability. At Pribila and Fields PC, we have made it a priority to pursue such cases. We believe holding insurance companies accountable not only wins justice for families, but reduces the chances other families will be victimized in the name of profits. 

Our firm has the determination and resources to help you face insurance companies – to keep them honest and to hold them accountable when they treat you and your claim unreasonably or in bad faith.  We do not dabble in different areas of the law.  Since 1989, we have focused exclusively on personal injury law.  Our firm is proudly, a DIFFERENT KIND OF LAW FIRM.  We will communicate with you so that you are never in the dark about your case.  From the first consultation, you will meet with a lawyer about your case.  From our first meeting to settlement or trial, you can be assured that you will have open and honest advice from us.  We will pursue your claim with dignity and integrity – because all you really want is to be compensated for what you are going through, no more but no less.

We also understand the last thing victims want to do after fighting with an insurance company, is struggle to get information out of their chosen law firm. That’s why consistent communication with our clients is a core principle of our law firm. 

Each lawyer at the firm has extensive communication with the clients that we are privileged to represent.  Clear and concise communication is our priority, and we pride ourselves on our dedication to keeping you informed – and not just through a representative or secretary, but you as the client have easy access to communicate with your lawyer personally. Our lawyers are dedicated to going the distance with each client to provide effective, personal representation.

Pribila and Fields PC, represents clients in personal injury and wrongful death litigation in Colorado Springs, El Paso County and the surrounding areas, including, Security-Widefield, City of Fountain, Cimarron Hills, Fort Carson, Black Forest, Woodmoor, City of Woodland Park, Stratmoor, Air Force Academy, Gleneagle, Town of Monument, City of Manitou Springs, Town of Palmer Lake, Cascade-Chipita Park, City of Cripple Creek, and Ellicott.

If you have been injured in an accident, or believe your insurance company is acting in bad faith, contact the Colorado Springs injury lawyers at Pribila and Fields PC for a free and confidential consultation to discuss your rights. Call 719-888-3720.

Frequently Asked Questions

A bad faith insurance attorney can help you significantly with your claim by ensuring your rights are protected under the law. Our attorneys focus on holding insurance companies accountable when they do not act in good faith. We help by ensuring prompt and thorough investigations of claims, enforcing your right to be kept informed about your coverage and the status of your claim, and assisting in recovering benefits that insurance companies may be reluctant to pay. In cases where an insurance company has acted in bad faith, attorneys can help recover additional compensation, which might include double the benefits plus attorney fees and costs as mandated by Colorado law.
Common examples of insurance bad faith include denying a claim without a reasonable basis, failing to conduct a proper investigation of the claim, delaying the processing of a claim unnecessarily, refusing to pay a claim without explaining why, and not communicating clearly or regularly with the claimant. These actions can lead to a situation where an insured individual may need to seek legal help to resolve the issue and receive the benefits owed under their policy. If you suspect your insurance company is engaging in these practices, consulting with an insurance bad faith attorney in Colorado Springs can help you determine the best course of action.
Hiring an insurance bad faith attorney in Colorado Springs is beneficial because local attorneys are familiar with Colorado's specific insurance laws and court systems. They can effectively navigate local legal nuances and have likely handled similar cases in the area, increasing the likelihood of a favorable outcome for your case. Additionally, local attorneys can provide more personalized and accessible services due to their proximity.
If you suspect your insurance company is acting in bad faith, it's important to gather evidence of all communications and decisions related to your claim. Document everything and keep detailed records. You should also reach out to an attorney who specializes in insurance bad faith claims, as they can provide specific guidance and evaluate if your insurance company's actions constitute bad faith. Moreover, our attorney can help you understand your rights and the appropriate steps to take to protect your interests. Our experienced attorneys at Pribila & Fields, P.C. are ready to assist you in holding your insurance company accountable. Feel free to contact us for a consultation.

Additional Information in Colorado Springs

Colorado Division of Insurance - Consumer Resources: Provides useful information, tools, and tips to help Colorado consumers navigate insurance matters. It includes guides on various insurance topics, a facility to file complaints, and resources on disaster preparedness and specific health insurance rights. This section is helpful in a bad faith insurance case as it offers avenues to file complaints directly with state regulators and access detailed guides on handling disputes with insurance companies.
National Association of Insurance Commissioners - Consumer: Educational material and tools to help consumers understand insurance better, including explanations of different insurance types and claims processes. It offers resources like a glossary of terms, a life insurance policy locator, and tips for navigating insurance challenges. This site is valuable for handling bad faith insurance cases as it helps identify and address common issues with insurance providers, offers guidance on filing complaints, and provides direct links to state insurance departments for further action.
U.S. Department of Labor - Health Plans and Benefits: Detailed information about employee benefits plans regulated by the Employee Retirement Income Security Act (ERISA). This information includes explanations of participants' rights and plan administrators’ duties, essential for understanding potential issues in an insurance bad faith case related to health plans. Access to such information can help identify breaches in duty and guide legal strategies when insurers fail to act according to federal regulations governing health benefits.
We're here to help you get justice & our friendly, qualified attorneys can help you pursue your claim & get the compensation you deserve.

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Pribila and Fields, P.C. has successfully handled thousands of personal injury cases and tried scores of cases where an insurance carrier refused to pay fair compensation for injuries, losses or damages.

contact us

18 E. Monument Street
Colorado Springs, CO 80903

Phone: (719) 888-3720
Fax: (719) 473-2542

The information provided on this website is offered purely for informational purposes. It is not intended to create or promote an attorney-client relationship and does not constitute and should not be relied upon as legal advice. It is not intended to seek professional employment in any state where lawyers in the firm are not admitted to practice, or in any state where this website would not comply with applicable requirements concerning advertisements and solicitations.

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