Insurance companies are in business to make money. Everyone you talk to deals with serious injury and wrongful death claims every day. This puts you at a disadvantage. In the wake of a serious or fatal injury, even your own insurance carrier is not on your side. The focus of the insurance company is to gather all available information with the primary goal of defending your claim, reducing liability, and limiting payout. 

From the first phone call notifying an insurance company of a claim, a professional team will be assigned, composed of professionals who handle such claims every day. The more serious your claim, the more experienced and senior will be the assigned team members against you. 

To insurance companies, it’s just business. For victims, it can literally be a matter of life and death. 

The Colorado Springs injury lawyers at Pribila and Fields PC believe anyone dealing with a serious personal injury or wrongful death claim, or fighting an insurance company that is acting in bad faith, deserves immediate access to experienced legal help. We know it’s often the only way to fight such an imbalance of power.  

Fighting an Insurance Claim

Colorado law also recognizes victims are at a significant disadvantage, and so has imposed legal obligations on insurance companies doing business in the state. But, while victims have legal rights, it is up to them to assert their rights at each stage of the process. 

Specifically, Colorado law imposes on insurance companies certain duties, including:

• Giving your interests equal consideration to the company’s own interests.
• Investigating your claim promptly and thoroughly.
• Proactively investigating all of your damages.
• Keeping accurate notes about investigations performed on your claim.
• Keeping you advised of what coverages are available to you and communicating with you consistently about what is going on with your claim.
• Paying benefits promptly for damages with which the company agrees.

The law penalizes insurance companies that act in bad faith, allowing victims to collect additional compensation when it can be shown an insurance company did not work with a victim in good faith. Colorado law permits victims to collect two times the benefits, plus attorney fees and costs, when it can be proven that an insurance company acted in bad faith.

However, the more complex and expensive a claim, and the more serious the injuries and liability, the harder an insurer will work to limit its liability. When an insurance company’s actions move over the line into bad faith, the company must be held accountable.

Bad-Faith Insurance Claims in Colorado Springs

The challenge in presenting such claims is to show the insurance company crossed the line between best business practices by acting in an unethical manner to reduce costs and limit liability. At Pribila and Fields PC, we have made it a priority to pursue such cases. We believe holding insurance companies accountable not only wins justice for families, but reduces the chances other families will be victimized in the name of profits. 

Our firm has the determination and resources to help you face insurance companies – to keep them honest and to hold them accountable when they treat you and your claim unreasonably or in bad faith.  We do not dabble in different areas of the law.  Since 1989, we have focused exclusively on personal injury law.  Our firm is proudly, a DIFFERENT KIND OF LAW FIRM.  We will communicate with you so that you are never in the dark about your case.  From the first consultation, you will meet with a lawyer about your case.  From our first meeting to settlement or trial, you can be assured that you will have open and honest advice from us.  We will pursue your claim with dignity and integrity – because all you really want is to be compensated for what you are going through, no more but no less.

We also understand the last thing victims want to do after fighting with an insurance company, is struggle to get information out of their chosen law firm. That’s why consistent communication with our clients is a core principle of our law firm. 

Each lawyer at the firm has extensive communication with the clients that we are privileged to represent.  Clear and concise communication is our priority, and we pride ourselves on our dedication to keeping you informed – and not just through a representative or secretary, but you as the client have easy access to communicate with your lawyer personally. Our lawyers are dedicated to going the distance with each client to provide effective, personal representation.

Pribila and Fields PC, represents clients in personal injury and wrongful death litigation in Colorado Springs, El Paso County and the surrounding areas, including, Security-Widefield, City of Fountain, Cimarron Hills, Fort Carson, Black Forest, Woodmoor, City of Woodland Park, Stratmoor, Air Force Academy, Gleneagle, Town of Monument, City of Manitou Springs, Town of Palmer Lake, Cascade-Chipita Park, City of Cripple Creek, and Ellicott.

If you have been injured in an accident, or believe your insurance company is acting in bad faith, contact the Colorado Springs injury lawyers at Pribila and Fields PC for a free and confidential consultation to discuss your rights. Call 719-888-3720.